JR Mortgages is headed up by Kelly Dai. Kelly is a distinguished graduate from Fukuoka University in Japan, and holds both undergraduate and graduate degrees in Economics, having achieved honours in her studies. Before joining JR Mortgages, Kelly built an impressive career with Deloitte and Reuters, and brings a wealth of knowledge and experience to her current role.
Kelly combines strategic thinking with a genuine desire to help Australians get a better deal from the banks. Her unflinching commitment to doing the right thing by our clients has earned her a solid reputation in the finance industry and amongst the clients we serve.
We have been receiving advice from John, Kelly and the team at JR Mortgages for over twenty years. They have taken the stress and worry out of the whole borrowing process. Our whole family have entered into the mortgage world with the help of the team at JR Mortgages. We cant thank them enough for their professional and can do attitude.
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Simmon Javate
8 November 2025
Jonathan of JR Mortgage is a dedicated partner who will work closely with you to achieve your goals, always prioritising responsible lending. He’ll craft a tailored strategy and ensure every question is answered with clarity and care. A truly exceptional broker. The whole team of JR Mortgages works smoothly and is the best. Highly recommend!
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Qi Sheun Leong
29 October 2025
Very good experience with JR Mortgages, had a meeting with Jonathan and he walked my through my possibilities of purchasing a property. Incredible service would recommend!
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Becki Luxton
26 October 2025
Nothing but the highest praise throughout our first homebuying journey and the subsequent 5 years of support. Highly recommend.
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Helly nich
19 October 2025
Speaking with Jonathon at JR Mortgages was a very positive experience . Jonathon was attentive , patient and had a can do attitude . He was friendly and personable and got me the results I wanted - and more . Can’t recommend JR Mortgages enough !!
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Lance Tu
8 October 2025
I had a great experience with JR Mortgages. Kelly and John did great job for me and my family.
We are very happy they keep helping us in last 10 years.
The team made the whole process smooth and stress-free, and I’d recommend them to anyone looking for a home loan.
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Samantha Duivenbode
3 October 2025
Jonathan made the whole process easy to understand due to his calm nature, knowledge and professional approach. I recommend JR Mortgages for any body looking to take a residential loan out. Thanks Jonathan.
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Leigh Butler
3 October 2025
Jonathan and his team went above and beyond to get our mortgage organised and help us secure our property. I’ve used JR Mortgages several times and have always been very happy with their service. I’ll continue to use them whenever needed. Highly recommend.
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Barbara Young
2 October 2025
Fantastic experience! Kelly makes the whole experience easy and so simple! I will only use them moving forward!
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Carmen Lei
29 September 2025
Absolutely amazing service from Jonathan. He explained my options clearly, found a great rate, and kept me updated at every step. The whole process felt easy and stress-free. Highly recommend!
We're a team of finance professionals with a 30+ year proven track record helping our clients realise the Great Australian Dream of home ownership. Home loans are about more than just the interest rate, and with us you can be confident you'll benefit from our strategic approach to finance - ensuring you end up with a loan you can live with.
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