JR Mortgages specialise in applying proven strategies that help you create wealth through property. We understand that finance is about more than money, and we work with you for the long-term to ensure you're on track to achieving your goals.
Kelly Ruddick
Director
JR Mortgages is headed up by Kelly Ruddick. Kelly is a distinguished graduate from Fukuoka University in Japan, and holds both undergraduate and graduate degrees in Economics, having achieved honours in her studies. Before joining JR Mortgages, Kelly built an impressive career with Deloitte and Reuters, and brings a wealth of knowledge and experience to her current role.
Kelly combines strategic thinking with a genuine desire to help Australians get a better deal from the banks. Her unflinching commitment to doing the right thing by our clients has earned her a solid reputation in the finance industry and amongst the clients we serve.
Her focus areas include marketing, operations, recruiting brokers, business growth, and the digital transformation of the company. Her strategic vision and dedication have been instrumental in driving the company forward. Kelly's leadership style inspires her employees daily, making her a beloved and respected figure within the team.
In addition to her professional accomplishments, Kelly is a devoted mother of two. She enjoys going to the gym, listening to music, and spending quality time with friends. Her balanced approach to life and work makes her a valued member of the team and a role model for others.
Client-centric approach
Focused solely on your best interests
Expert at creating compelling loan applications
Empowers you through education along the way
Jonathan Rothbart
Principal Home Loan Adviser
Jonathan Rothbart, originally from London, began his career in mortgage broking in the bustling financial hub of the UK and jointly running a successful London based mortgage brokerage. With a keen understanding of the market and a dedication to helping clients achieve their homeownership dreams, Jonathan quickly established himself as a trusted and knowledgeable mortgage broker.
Five years ago, Jonathan made a significant move to Sydney with his young family. Bringing his extensive experience and expertise, he joined renowned companies such as Lendi and Mortgage Choice, where he continued to excel in the mortgage broking industry. His transition to the Australian market was seamless, and he quickly became a valued member of the mortgage broking community in Sydney.
Jonathan is loved by his customers for his generosity with his time and his genuine care for their financial well-being. He is known for his fun and approachable demeanour, making the often-stressful process of securing a mortgage enjoyable and straightforward. His knowledge of the mortgage industry is beyond expectation, and his high closure rate speaks volumes about his ability to deliver results.
As a partner broker at JR Mortgages, Jonathan continues to be a passionate advocate for his clients, ensuring they receive the best possible advice and support throughout their home-buying journey.
Works in your best interests
Committed to open communication
Maintains the highest level of industry knowledge
Structures your lending to strategically achieve your goals
Our approach
We take a systematic approach to making sure you get the right finance solution, now and long into the future.
1. Discovering your needs
We meet with you to uncover your current financial situation, lifestyle, and short and long-term goals.
John specialises in applying proven strategies that help you buy a home and climb the property ladder. He understands that finance is about more than money, and will work with you for the long-term to ensure you're on track to achieving your goals. He is a highly-awarded finance broker, having been recognised over many years as a Top 40 broker in NSW/ACT, and is unapologetic about working in his client's best interests.
Committed to open communication
Maintains the highest level of industry knowledge
Works in your best interests
Empowers you through education along the way
JR Mortgages
We're a team of finance professionals with a 30+ year proven track record helping our clients realise the Great Australian Dream of home ownership. Home loans are about more than just the interest rate, and with us you can be confident you'll benefit from our strategic approach to finance - ensuring you end up with a loan you can live with.
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