Expert guidance you can rely on, for good.

JR Mortgages specialise in applying proven strategies that help you create wealth through property. We understand that finance is about more than money, and we work with you for the long-term to ensure you're on track to achieving your goals.
JR Mortgages John Ruddick

John Ruddick

John specialises in applying proven strategies that help you buy a home and climb the property ladder. He understands that finance is about more than money, and will work with you for the long-term to ensure you're on track to achieving your goals. He is a highly-awarded finance broker, having been recognised over many years as a Top 40 broker in NSW/ACT, and is unapologetic about working in his client's best interests.
Committed to open communication
Maintains the highest level of industry knowledge
Works in your best interests
Empowers you through education along the way

Kelly Ruddick

Kelly heads up our client care team and oversees the day-to-day operations of JR Mortgages. She is an expert negotiator and paperwork wrangler, who liaises with clients and various lending, property and legal experts. After graduating with a Masters in Economics, she worked at Reuters and Deloitte, before making the switch to small business.
Client-centric approach
Expert at creating compelling loan applications
Works in your best interests
Empowers you through education along the way
JR Mortgage Kelly Ruddick

Our approach

We take a systematic approach to making sure you get the right finance solution, now and long into the future.

1. Discovering your needs

We meet with you to uncover your current financial situation, lifestyle, and short and long-term goals.
Understanding your goals and requirements
Analysis of your financial situation
Defining what you want in a lender
GET STARTED

2. Analysing your options

We assess your requirements against the thousands of options available, and present you with recommendations based on your needs.
Assessment of loan products across more than 40 lenders
Comparison of your needs against bank policies
Presenting you with a competitive shortlist of options
GET STARTED

3. Implementing the strategy

We liaise with the lender and guide you through the process, mitigating stress and uncertainty and preparing a compelling application.
Compiling and lodging all required paperwork
Negotiating with the lender for a positive outcome
Liaising with other professionals involved in the purchase
GET STARTED

4. Reviewing your finance solution

We apply our up-to-date market intelligence and undertake regular loan reviews to ensure your finance continues to serve your best interests.
Yearly loan reviews
Ongoing education
Always only a phone call away
GET STARTED

We'd love the opportunity to help you build wealth through property

Get in touch with our team to start the conversation
checkmark-circle