JR Mortgages specialise in applying proven strategies that help you create wealth through property. We understand that finance is about more than money, and we work with you for the long-term to ensure you're on track to achieving your goals.
John Ruddick
John Ruddick is a distinguished finance broker, renowned for his expertise in crafting strategies that enable clients to purchase homes and advance up the property ladder. Recognized consistently as a Top 40 broker in NSW/ACT over several years, John's achievements highlight his dedication and proficiency in the industry.
We have some exciting news to share: John has been elected to the NSW parliament last May. While his primary focus is now his role as a member of parliament, he continues to play an active role in our company. As a founder of the business, he remains deeply involved in day-to-day operations. Additionally, John has transitioned from his role as a loan writer to focusing on training and recruiting new brokers, leveraging his extensive experience to mentor the next generation of industry professionals.
With a deep commitment to excellence, John Ruddick continues to be a trusted and highly-regarded figure in both the finance broking community and his new role in parliament.
Kelly Ruddick
Kelly Ruddick joined the company in 2007 after marrying John Ruddick. A distinguished graduate from Fukuoka University in Japan, she holds both undergraduate and graduate degrees in Economics, having achieved honours in her studies. Before joining the company, Kelly built an impressive career with Deloitte and Reuters, bringing a wealth of knowledge and experience to her current role.
Her focus areas include marketing, operations, recruiting brokers, business growth, and the digital transformation of the company. Her strategic vision and dedication have been instrumental in driving the company forward. Kelly's leadership style inspires her employees daily, making her a beloved and respected figure within the team.
In addition to her professional accomplishments, Kelly is a devoted mother of two. She enjoys going to the gym, listening to music, and spending quality time with friends. Her balanced approach to life and work makes her a valued member of the team and a role model for others.
Client-centric approach
Focused solely on your best interests
Expert at creating compelling loan applications
Empowers you through education along the way
Jonathan Rothbart
Jonathan Rothbart, originally from London, began his career in mortgage broking in the bustling financial hub of the UK and jointly running a successful London based mortgage brokerage. With a keen understanding of the market and a dedication to helping clients achieve their homeownership dreams, Jonathan quickly established himself as a trusted and knowledgeable mortgage broker.
Five years ago, Jonathan made a significant move to Sydney with his young family. Bringing his extensive experience and expertise, he joined renowned companies such as Lendi and Mortgage Choice, where he continued to excel in the mortgage broking industry. His transition to the Australian market was seamless, and he quickly became a valued member of the mortgage broking community in Sydney.
Jonathan is loved by his customers for his generosity with his time and his genuine care for their financial well-being. He is known for his fun and approachable demeanour, making the often-stressful process of securing a mortgage enjoyable and straightforward. His knowledge of the mortgage industry is beyond expectation, and his high closure rate speaks volumes about his ability to deliver results.
As a partner broker at JR Mortgages, Jonathan continues to be a passionate advocate for his clients, ensuring they receive the best possible advice and support throughout their home-buying journey.
Works in your best interests
Committed to open communication
Maintains the highest level of industry knowledge
Structures your lending to strategically achieve your goals
Our approach
We take a systematic approach to making sure you get the right finance solution, now and long into the future.
1. Discovering your needs
We meet with you to uncover your current financial situation, lifestyle, and short and long-term goals.
John specialises in applying proven strategies that help you buy a home and climb the property ladder. He understands that finance is about more than money, and will work with you for the long-term to ensure you're on track to achieving your goals. He is a highly-awarded finance broker, having been recognised over many years as a Top 40 broker in NSW/ACT, and is unapologetic about working in his client's best interests.
Committed to open communication
Maintains the highest level of industry knowledge
Works in your best interests
Empowers you through education along the way
JR Mortgages
We're a team of finance professionals with a 30+ year proven track record helping our clients realise the Great Australian Dream of home ownership. Home loans are about more than just the interest rate, and with us you can be confident you'll benefit from our strategic approach to finance - ensuring you end up with a loan you can live with.